Don’t take me otherwise I don’t have anything against HDFC mutual fund or their star fund manager Prashant Jain. Plus, most of our clients have exposure to HDFC funds. So why I am happy with underperformance? In the last 16 years of my investment career, I have seen Prashant Jain keeping his head cool in …
HDFC Funds are Underperforming & I am Happy about that Read More »
NPS or the National Pension Scheme was launched in India on May 1, 2009. It is a scheme which enhances social security in our country and its aim is to provide social security after retirement. Before the launch, in India, we had a Defined Benefit Plan. As the name suggests one would get a certain …
National Pension Scheme (NPS) – Should I invest Now? Read More »
Click here to read it. June is finally here, and most of us are either eagerly anticipating or have already received our salary increases and bonuses. The obvious next question is – “What do you do with your bonus and salary hike?” If left to our own devices, there is a high chance that we end up …
Click here to read it. Do you want to know a simple trick which will help you improve long term returns from your Equity SIP portfolio? Here is the trick – Include Midcap Equity Funds in your Equity SIP portfolio! By including midcap equity funds in your equity SIP portfolio you stand a chance to earn better …
Improve your Long Term Equity SIP returns with this One Simple Idea! Read More »
But a lot has changed in this decade – most investors know basic stuff. Credit can be given to media & even bloggers like us. (I still hate calling myself a blogger – I am a Financial Planner) Last week I was talking to an NRI from the middle east, who is planning to retire …
Debt Fund Yields are Attractive RBI has been increasing interest rates since May 2022 to reduce inflation Cumulatively, the repo rate has been raised by 250 bps so far As a result, the government bond yields have risen sharply in the last year and have become attractive especially in the 3-5 year segment (yields around …
A Time-Sensitive Investment Opportunity In Debt Funds (Invest Before 31-Mar-23) Read More »
Mutual funds are (NOW) a popular investment vehicle among investors. They have offered small investors a chance to grow their capital and have also educated people about investment planning. But still, there are few things that we all may not like… Mutual Funds offer several advantages They offer investment diversification. For example, if you invest …
Last-minute Income Tax (IT) planning can be a confusing and cumbersome task just because it was not planned well ahead in time. But with knowledge on your side, you can address several aspects of your smart tax planning and use some really creative and 11 Unusual Ways of Saving Tax In India. Must Read – …
Click here to read it. We carefully select good funds and build a portfolio around them. But sometimes, some of these funds end up underperforming the benchmark. And this underperformance worries us every time we check our portfolio. But should we be really worried? Before we attempt to answer this, here is a quick question… There are …
Should you be worried about your underperforming funds? Read More »
What is Gratuity in India? is an important component of income but is ignored by most people, especially in the private sector. The reason is people don’t stick with one company for the long term – another reason is the uncertainty of job. Even “Yours Truly” changed 4 companies before starting a Financial Planning firm …
What is Gratuity & Calculation of gratuity in India? Read More »