American Express Platinum Travel Credit Card vs Marriott Bonvoy HDFC Bank Credit Card

135 Comments / By /

American Express has a decent range of credit cards and is one of the most popular card issuers across the world. In the travel category, you can get the premium American Express Platinum Travel credit card that is perfect for frequent travellers. The card has great welcome and milestone benefits in the form of Membership Reward points that are redeemable for air ticket booking, hotels, rental cars, shopping vouchers, and more. You have to pay a joining fee of Rs. 3500 for the card and can get 2 Membership Reward points per Rs. 100 spent with the credit card.

On the other hand, the Marriott Bonvoy HDFC Bank credit card is the first hotel co-branded card in India and it comes at a joining and renewal fee of Rs. 3000 plus taxes. If you are a regular Marriott customer, then the card is the perfect option for you as you get a bonus Free Night Awards, complimentary Silver Elite status, and Marriott Bonvoy points as reward points for your spends. Other benefits of the card include complimentary domestic and international lounge access, golf rounds, insurance benefits, and more.

In the following article, we will compare both these cards based on the features and benefits they offer, fees and charges, and other things related to them. Let’s check out which is the better option out of the two credit cards.

American Express Platinum Travel Credit Card

This is one of the most premium cards offered by American Express and there are many benefits and privileges across travel as well as other major categories.

Features and Benefits

The following are the top features and benefits offered by the credit card –

Welcome Benefits

As a welcome benefit, you can get 10,000 Membership Reward points that can be redeemed against a host of different options. The welcome benefit is offered when you spend a minimum of Rs. 15000 within 3 months of getting the card

Milestone Benefits

You get 15000 MR points on spending Rs. 1.9 Lakhs in the card anniversary year and 25000 MR points along with an additional Taj stay voucher upon spending Rs. 4 Lakhs in the year. You can even transfer your Membership Reward points to Marriott Bonvoy points at a 1:1 transfer ratio. Thus, on spending Rs. 4 Lakhs, you get 25000 MR points that can be further transferred to Marriott points.

Travel Benefits

  • You get 8 complimentary domestic lounge access, max twice per quarter, with the card and a complimentary Priority Pass membership. The $99 fee is waived off but you will have to pay $32 usage fee whenever you access an international lounge with your credit card.
  • You can redeem the MR points earned for car/hotel/flight bookings on Amex Travel Online portal.
  • Spending Rs. 4 Lakhs offers you Rs. 10,000 worth gift vouchers from Taj, SeleQtions, and Vivanta hotels.

Movie & Dining Benefits

Get 20% discount on dining bills at partner restaurants on paying with the American Express Platinum Travel credit card. The card also offers exclusive offers on Qmin and Swiggy.

Reward Rate

You can earn 2 MR points per Rs. 100 spent with the credit card. The MR points earned by you can be redeemed against E-Commerce portals, on the Amex online shopping portal, INSTA spends at offline stores, and to pay the card bill through the Cash + Points scheme.

Fees and Charges

The following are the fees and charges associated with the American Express Platinum Travel card –

  • The joining fee of the card is Rs. 3500 plus taxes and the renewal fee of the card is Rs. 5000 plus taxes.
  • The card charges an interest rate of 3.5% per month
  • The cash advance fee on the card is 3.5% of the withdrawn amount or a minimum of Rs. 250
  • The forex markup fee on the card is 3.5% of the transaction amount

Apply Now

Marriott Bonvoy HDFC Bank Credit Card

The Marriott Bonvoy HDFC Bank credit card is India’s first hotel co-branded credit card and it comes at a joining and renewal fee of Rs. 3000 plus taxes. You get exclusive benefits for more than 30 hotel brands under the Marriott umbrella along with many other benefits.

Features and Benefits

The following are the features and benefits offered by the Marriott Bonvoy HDFC Bank credit card –

Welcome Benefits

The card offers a 1 Free Night Award valid for 1 year at participating Marriott hotels across the world, worth 15000 points. You get this benefit when you get the card and upon card renewal. Also, the card offers complimentary Marriott Bonvoy elite status and 10 Elite Night credits every year.

Milestone Benefits

You can get up to bonus 3 free night award upon reaching the target spend threshold. You will receive the free night award on spending Rs. 6 Lakhs, Rs. 9 Lakhs, and Rs. 15 Lakhs in the year.

Travel Benefits

The card offers 12 complimentary domestic as well as international lounge access to the cardholder.

Golf Benefits

Get 2 complimentary golf rounds and 2 golf lessons per quarter at the best golf courses across the world

Reward Rate

  • Earn 8 Marriott Bonvoy points per Rs. 150 spent at participating Marriott hotels
  • Earn 4 points per Rs. 150 spent on dining, travel, and entertainment
  • Earn 2 points per Rs. 150 spent on other eligible categories

Insurance Benefits

  • You get the following insurance benefits with the Marriott Bonvoy HDFC Bank credit card –
  • Air accident cover – Rs. 10 Lakhs
  • Emergency medical expenses – Rs. 15 Lakhs
  • Loss or delay of check-in baggage – $250
  • Loss of travel documents and passport – $250
  • Delay in flight – $250
  • Loss liability cover and credit shield – Rs. 1 Lakhs

Fees and Charges

The following are the fees and charges associated with the Marriott Bonvoy HDFC Bank credit card –

  • The card comes at a joining and renewal fee of Rs. 3000 plus taxes
  • The card charges an interest rate of 3.6% per month
  • The card charges a cash advance fee of 2.5% of the withdrawn amount or Rs. 500, whichever is higher
  • The forex markup fee on the credit card is 3.5% of the transaction amount

Apply Now

Card Comparison

The following table features a side-by-side comparison of both the credit cards –

Category Amex
Platinum Travel Credit Card 		Marriott
Bonvoy HDFC Bank Credit Card
Joining/Annual
Fee 		Joining Fee: Rs. 3500 plus taxes

Annual Fee: Rs. 5000 plus taxes

Joining Fee: Rs 3000 plus taxes
Welcome
Benefit 		10,000 MR
points as welcome benefit 		1 Free night
award at participating Marriott hotels, with 1-year validity
Reward
Rate 		2 Membership
Reward points per Rs. 100 spent with the card 		8 Marriott
Bonvoy points on eligible purchases at participating Marriott hotels, 4
reward points on travel, dining, and entertainment spends, 2 reward points on
other spends
Reward
Redemption 		MR points can
be redeemed against online shopping vouchers, INSTA offline purchases,
transfer to hotel/airline partners, pay card bills with Cash + Points scheme 		Marriott
Bonvoy points are credited to your membership account and you can redeem them
for dining offers, discounted hotel stays, etc. at Marriott hotels
Dining/Movie
Benefits 		Up to 20% off
at participating restaurants 		NA
Travel
Benefits 		8
complimentary domestic lounge access per year, max 2 per quarter
Priority Pass
membership with $99 waived off and offering international lounge access at
$32 per visit 		Up to 4 Free
Night Awards at Marriott Bonvoy hotels
12
complimentary domestic as well as international lounge access
 
Forex
Markup Fee 		3.5% of the
transaction amount 		3.5% of the
transaction amount

Rewards Comparison

The following table compares the reward points you will earn on making spends with both the credit cards. For the Marriott Bonvoy HDFC Bank card, 50% of the spends earn 8 Marriott Bonvoy points while rest 25% and 25% spends earn 4 and 2 reward points.

The American Express Platinum Travel card earns 2 RPs per Rs. 100 spent. You can convert the RPs earned with the card to Marriott Bonvoy points at a 1:1 ratio.

Spends Marriott
Bonvoy HDFC Bank Credit Card 		American
Express Platinum Travel Credit Card
Rs. 2 Lakhs 6133 RPs +
15000 Points (1 Free Night Award) 		4000 RPs +
15,000 RPs (Milestone benefit on spending Rs. 1.9 Lakhs)
Rs. 4 Lakhs 18666 RPs 8000 RPs +
25,000 RPs (Milestone benefit on spending Rs. 4 Lakhs)
Rs. 6 Lakhs 22000 RPs +
30000 Points (2 Free Night Awards) 		12000 RPs
Rs. 8 Lakhs 29333 RPs 16000 RPs

The American Express Platinum Travel card offers you 15,000 and 25,000 RPs on reaching the target spend thresholds of Rs. 1.9 Lakhs and Rs. 4 Lakhs in the card anniversary year. With the Marriott Bonvoy HDFC Bank card, you get 1 Free Night Award worth 15000 points as a welcome benefit, and you can get an additional free night award on spending Rs. 6 Lakhs in the anniversary year.

Also Read: HDFC Bank Regalia Credit Card vs American Express Platinum Travel Credit Card

Conclusion

For those who frequently go out for domestic or international trips, a travel credit card is a must. The Amex Platinum Travel credit card is a premium offering by American Express and is a great option. Else, if you are a loyal Marriott customer, then the Marriott Bonvoy HDFC Bank card is a decent choice also.

The Amex Platinum Travel card comes at a joining fee of Rs. 3500 plus taxes and a renewal fee of Rs. 5000 plus taxes. The card is packed with amazing travel perks and you get 2 Membership Reward points for spends made with the card. You also get domestic lounge access and Priority Pass membership with the card.

The Marriott Bonvoy HDFC Bank credit card is available at a joining fee of Rs. 3000 plus taxes and is the first hotel co-branded offering in the country. You earn Marriott Bonvoy points with the card and other exclusive privileges for Marriott hotels. You even get lounge access, golf rounds, insurance benefits, and other exciting benefits.

One nice feature of the Amex Platinum Travel card is that you can transfer the MR points earned for your spends to Marriott Bonvoy points at a 1:1 ratio. Both these cards are great and you can choose either one of them. Let us know in the comments section regarding which of these cards is the better choice.

What’s your Reaction?
+1
0
+1
0
+1
0
+1
0
+1
0
+1
0
+1
0

135 thoughts on “American Express Platinum Travel Credit Card vs Marriott Bonvoy HDFC Bank Credit Card”

  1. Ontdek hier de voordeligste online internetapotheek

    Legale manieren om trazodone zonder voorschrift te kopen
    desyrel te koop: gemakkelijk verkrijgbaar in Nederland.
    prijzen van desyrel
    desyrel zonder recept verkrijgbaar voor directe verlichting trazodone prijs in Uruguay
    trazodone om te kopen zonder problemen trazodone prijs vergelijken
    Ontdek hoe gemakkelijk het is om trazodone online te
    bestellen
    trazodone zonder gezondheidsrisico’s
    trazodone bestellen online trazodone kopen in Gent
    desyrel online te koop zonder problemen kopen trazodone in Spanje
    desyrel bestellen bij de online apotheek raadpleeg de prijs van trazodone in Nederland
    trazodone kopen zonder voorschrift in Nederland. vind trazodone zonder recept nodig in Nederland
    trazodone kopen in België kopen van desyrel in Frankrijk
    Koop trazodone online voor snelle verlichting. desyrel zonder
    recept verkrijgbaar voor Nederlandse consumenten
    Bestel trazodone online zonder recept desyrel online bestellen zonder recept

  2. Cliquez ici pour accéder à la pharmacie en ligne la moins chère et économisez

    où acheter du viagra en Belgique viagra pour une récupération rapide
    acheter sildenafil à Genève Acheter viagra en ligne de manière pratique
    en Belgique
    sildenafil en pharmacie en ligne : Conseils d’achat
    Acheter sildenafil en ligne : Guide complet
    Achetez viagra à prix abordable en ligne Commandez votre
    sildenafil en ligne au Québec
    Acheter sildenafil en ligne : les questions fréquemment
    posées
    Acheter de la sildenafil sans ordonnance : est-ce risqué ?
    viagra rapide et efficace
    sildenafil à commander en Belgique
    Acheter sildenafil pas cher viagra disponible en Suisse
    Pharmacie en ligne pour acheter sildenafil en Suisse viagra sans tracas pour votre santé
    Achat rapide et facile de sildenafil en ligne
    Acheter viagra sans ordonnance en quelques minutes
    sildenafil pour une réduction des symptômes
    rapidement
    Où se procurer du sildenafil en Belgique légalement
    sildenafil sans ordonnance : comment être vigilant
    viagra de qualité pharmaceutique disponible
    viagra disponible sans prescription
    viagra : posologie et conseils d’utilisation Obtenez votre sildenafil sans quitter
    votre domicile

  8. cafergot winkel in Nederland

    I am really loving the theme/design of your site. Do you ever run into any browser compatibility issues?
    A number of my blog audience have complained about my website not operating correctly in Explorer but looks great in Opera.
    Do you have any suggestions to help fix this
    issue?

  13. Nakup salfluair zdravil na spletu

    Fantastic goods from you, man. I’ve understand your stuff previous to and you are just extremely fantastic.
    I actually like what you have acquired here, certainly like what you are stating and the way in which you say it.
    You make it entertaining and you still care for to keep it smart.
    I cant wait to read much more from you. This is really a great site.

  15. во сне пырнули ножом без крови

    видеть во сне лесные ягоды, есть во сне ягоды с дерева спутники земли, искусственные спутники
    земли передают сигналы гелий
    взрывоопасен видеть во сне много
    картошки сайт с желаниями, вишлист
    на день рождения онлайн

  29. к чему снится совершить

    сонник шприц с лекарством сонник не видеть гостей сонник вываливаются все зубы
    без крови
    заговор на купюру под скатертью
    знаки зодиака телец татуировка

  66. олена хадуєва інстаграм

    сонник мідні монети до чого сниться незнайома дівчина дівчині із середи на четвер
    магічний будиночок у майнкрафті до чого сняться чорні павуки, що повзають

  71. қазақстан тарихы 10 сынып тест жауаптарымен 2 тоқсан

    арыстан-баб туркестан расстояние, туркестан арыстан-баб
    как доехать мемлекеттік тілдің қазіргі қоғамдағы
    мәселесі, бір тілді мемлекеттер тізімі ерте қолға алу ерте қолдау -,
    мүмкіндігі шектеулі балалармен әлеуметтік жұмыс адамның іс-әрекетінің белсенділігінің себептерінің бірі, іс әрекет психологиясы

  72. новый год эссе

    түс жылқы, жүкті әйел түсінде жылқы көрсе
    алтын куз балабакша андери,
    алтын күз ортаңғы топқа арналған анафилактикалық шок симптомдары, анафилактикалық шок кезінде көмек көрсету алгоритмдері табиғи ұяластар орналасқан қатар, топ нөмірінің физикалық
    мәні

  75. кудалык бата беру текст

    форма атлетико мадрид 22/23, фиолетовая форма реала платон мен аристотель философиясындағы болмыс мәселесі, аристотель философиясы презентация band 1
    частота, band 20 частота тіл жоқ жерде ұлт жоқ, тілі жоғалған ұлттар

  90. ремонт бытовой техники в москве

    Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем: сервисные центры по ремонту техники в москве
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  91. Linderung von saisonalen Allergien

    Hi, I think your website might be having browser compatibility issues.

    When I look at your blog site in Firefox, it looks fine but when opening in Internet Explorer, it has some overlapping.

    I just wanted to give you a quick heads up! Other then that,
    terrific blog!

  95. қызықты тапсырмалар

    нестле астана контакты, nestle food kazakhstan электрондық іздеу құралдарының бірі мини футбол, мини-футбол игра факт допущения к работе, виды материальной ответственности рк

  101. Психолог lcr

    Компетентный расстановщик в сети. Решение проблем возможна в любое время. Конфиденциально, продуктивно. Первая консультация -50% от цены. Не откладывайте на потом! https://w-495.ru/

  102. Психолог aes

    Компетентный специалист по психическому здоровью удаленно. Поддержка возможна 24/7. Конфиденциально, эффективно. Выгодные цены. Начните менять жизнь сегодня! https://w-495.ru/

  103. Ремонт фотовспышек

    Профессиональный сервисный центр по ремонту фототехники в Москве.
    Мы предлагаем: мастер по ремонту фотовспышек
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!
    Подробнее на сайте сервисного центра remont-vspyshek-realm.ru

  104. Психолог dsj

    Квалифицированный расстановщик удаленно. Поддержка предоставляется 24/7. Анонимно, продуктивно. Индивидуальный подход. Не откладывайте на потом! https://w-495.ru/

  107. Ремонт проекторов в Москве

    Профессиональный сервисный центр по ремонту фото техники от зеркальных до цифровых фотоаппаратов.
    Мы предлагаем: ремонт проекторов москва
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  110. Раковины в Москве

    Друзья, если планируете обновить ванную комнату, советую обратить внимание на один интернет-магазин раковин и ванн. У них действительно большой ассортимент товаров от ведущих производителей. Можно найти всё: от простых моделей до эксклюзивных дизайнерских решений.
    Я искал мойка для ванны, и они предложили несколько вариантов по хорошей цене. Качество продукции на высоком уровне, всё сертифицировано. Порадовало и то, что они предлагают профессиональные консультации и услуги по установке. Доставка была быстрой, всё пришло в целости и сохранности. Отличный магазин с хорошим сервисом!

  113. ремонт кондиционеров

    <a href=”https://remont-kondicionerov-wik.ru”>сервисный центр кондиционеров</a>

  116. Ремонт системных блоков в Москве

    Профессиональный сервисный центр по ремонту компьютероной техники в Москве.
    Мы предлагаем: ремонт и диагностика компьютеров
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  120. ремонт техники в нижнем новгороде

    Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем: ремонт крупногабаритной техники в нижнем новгороде
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  124. ыбырай алтынсарин ашқан қыздар мектебі

    қанмен жазылған кітап сұрақ жауап, қанмен жазылған кітап pdf қорғасын
    2 оксиді мен тұз қышқылы реакция теңдеуі, қорғасын хлориді
    формуласы ауыл шаруашылығын қаржылай қолдау қоры, ауыл шаруашылығын қаржылай қолдау қоры шымкент телефон
    мастер мен инструкция, мастер мен цена
    в ташкенте

  125. ремонт бытовой техники в перми

    Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем: сервисные центры по ремонту техники в перми
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  126. Ремонт часов

    Профессиональный сервисный центр по ремонту кнаручных часов от советских до швейцарских в Москве.
    Мы предлагаем: ремонт наручных часов
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

  131. أنابيب الألومنيوم

    PEX Pipes in Iraq Elite Pipe Factory in Iraq is renowned for its high-quality PEX pipes, designed for both residential and commercial plumbing systems. Our PEX pipes offer excellent flexibility, durability, and resistance to temperature fluctuations, making them a versatile choice for various applications. As one of the best and most reliable manufacturers in Iraq, Elite Pipe Factory ensures that our PEX pipes are produced to the highest standards, delivering exceptional performance and reliability. For detailed information about our PEX pipes, visit elitepipeiraq.com.

  132. ремонт бытовой техники в ростове на дону

    Профессиональный сервисный центр по ремонту бытовой техники с выездом на дом.
    Мы предлагаем:ремонт крупногабаритной техники в ростове на дону
    Наши мастера оперативно устранят неисправности вашего устройства в сервисе или с выездом на дом!

Leave a Comment

Your email address will not be published. Required fields are marked *

© 1998-2022 INDIADOTCOM DIGITAL PRIVATE LIMITED, ALL RIGHTS RESERVED.
Scroll to Top